JACOBS, S. L.; HUKOM, M. Suku Bunga dan Jangkawa Waktu Kredit Mempengaruhi Debitur terhadap Keputusan Pengambilan Kredit Modal Kerja di Masa Pandemi Covid-19. Journal of Economics Review (JOER), [S. l.], v. 3, n. 1, p. 45–56, 2023. DOI: 10.55098/joer.3.1.45-56. Disponível em: http://www.jurnal.ppsuniyap.ac.id/index.php/joer/article/view/38. Acesso em: 7 jul. 2025.